NRI Deposit Rates
NRI DEPOSIT RATES
| Interest Rates on NRE Deposits |
| Saving Deposits |
2.60% p.a. |
Interest Rates on NRE Term Deposits w. e. f. 25.08.2025
including Bulk Deposits |
| Period of Deposit |
Interest Rate (%) |
| (Exact) 12 months |
6.15 |
| Above 12 months and upto & inclusive of 24 months |
6.35 |
| Above 24 months and upto & inclusive of 36 months |
6.55 |
| Above 36 months and upto & inclusive of 60 months |
6.15 |
| Above 60 months and up to & inclusive of 120 months |
5.90 |
Foreign Currency Non Resident (FCNR) / Resident Foreign Currency(RFC) Term Deposits
w.e.f. 01.10.2025 to 31.10.2025 |
| Period of Deposit |
USD% |
| 1 Year and above but less than 2 years |
6.66 |
| 2 Year and above but less than 3 years |
6.66 |
| Interest Rates on NRO Term Deposits w.e.f. 25.08.2025 |
| Period of Deposit |
Interest Rate (% p.a.) |
| 7 days and above upto & inclusive of 45 days |
3.75 |
| 46 days and above upto & inclusive of 90 days |
4.15 |
| 91 days and above upto & inclusive of 180 days |
5.40 |
| 181 days and above upto and inclusive of 12 months |
6.15 |
| Above 12 months and upto & inclusive of 24 months |
6.35 |
| Above 24 months and upto & inclusive of 36 months |
6.55 |
| Above 36 months and upto & inclusive of 60 months |
6.15 |
| Above 60 months and upto & inclusive of 120 months |
5.90 |
Notes:
1. FCNR /RFC rates are valid for deposits accepted during the month of October, 2025. However, they are subject to change / revision depending upon forex market conditions / RBI instructions etc.
2. RFC (Domestic) deposits are accepted as non interest bearing deposits only.