Abhyudaya Co-op. Bank Ltd., one of the leading Urban Co-operative Banks in India, in its outlook and approach, has the objective of progress and prosperity of all. From a humble beginning in January 1964 as a Co-operative Credit society with a share capital of a merely Rs.5,000/- held by 83 members, today Abhyudaya Co-op bank has become one of the large Urban Co-operative Banks with a "Scheduled Bank" status. The bank has been converted into a " Multi-State Scheduled Urban Co-op. Bank " w.e.f. 11th January, 2007. The area of operation which was restricted to the State of Maharashtra has now been extended to Karnataka & Gujarat State.  Currently, the capital base of the bank stands at Rs. 56.16 crores and Reserves and surpluses at Rs.762.40 crores as on 31.03.2010. The bank has 1,29,584 members and more than 13 lakh depositors. The Bank has seen a tremendous growth in deposits. The deposits of the bank are over Rs. 4170.62 crores as on 31.03.2010, which were Rs. 3176.81 crores  as at the end of the financial year 2008-2009. The loans and advances stood at Rs. 2564.73 crores as on 31.03.2010. The bank had posted a   as on  31.03.2010. " The growth rate of the bank compares well with that of others in the sector. The Bank has maintained a steady growth. The bank has been paying dividend @ 15% to its members which is maximum permissible as per the MCS Act.

                    The Bank has launched different loan schemes tailor-made to suit the needs of various customers. The schemes aim at providing loans for purchase or construction of residential premises, repair/renovation of house property, purchase of car, seeking higher education and for purchase of household consumer durable. One of the loan schemes, viz. "Udyog Vikas Yojana" is specially designed for the benefit of small entrepreneurs and businessmen. The procedure for sanctioning of loans under the schemes has been simplified and relaxed with a view to attract new customers and facilitating speedy sanction of loans. The Bank has total 87 branches including a Mobile Bank at Navi Mumbai. Bank is committed to spread network of branches throughout the State and provide much needed banking services to the population, which has been deprived of the banking facilities. 

                    The Bank has total 87 branches including a Mobile Bank at Navi Mumbai. 11 Hours fully computerized services and 7 days working at 16 branches and 24 hours ATM service at 64 branches. Bank is committed to spread network of branches throughout the State and provide much needed banking services to the population, which has been deprived of the banking facilities.